100% Financing Blogs & Blog Posts

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  • No Money Down OR/WA/CA

    Thumbnail for No Money Down OR/WA/CANo Down Payment options for Oregon, Washington and California. Featuring USDA and VA Guara...

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  • VA Cash Out Refinance Question by No Money Down OR/WA/CA on Nov 19, 2009

    I’m not sure that I am understanding how it works…. what I am looking at is: I have a mortgage of 62,000 my home is valued at around 110,000 … I would like to refinance 95,000 (figuring 3000.00 in paperwork fees and 30,000 cash out)……. so h...

  • USDA Closing Cost Question by No Money Down OR/WA/CA on Nov 18, 2009

    I am going to be answering some questions that are coming up on My FHA Mortgage Blog over the next few weeks either here or on one of my other two blog sites, FHA Loans and Eugeneloanguy. I am hoping that by answering questions posed by the public we...

  • USDA Loans Taking Longer – Review Process by No Money Down OR/WA/CA on Nov 17, 2009

    Our USDA Guaranteed Home Loans are underwritten by our in-house underwriting staff, but after it is approved through our staff underwriters, the loan then must be forwarded to USDA for their approval of the loan, since they are the ones guaranteeing...

  • The Golden Rule when getting a VA Loan by No Money Down OR/WA/CA on Nov 11, 2009

    Since today is Veteran’s Day, I thought I would do a short post about VA Guaranteed Mortgage Loans. We have all heard about the Golden Rule as we were growing up, “Do unto others as you would have them do unto you.” However, when talking about...

  • VA underwriting guidelines vs. Lender Overlays by No Money Down OR/WA/CA on Nov 2, 2009

    Although most home buyers don’t understand the difference between a VA underwriting guideline and a lender overlay, that difference can be huge in determining if they can purchase a home. There are a lot of very interesting changes in lending happ...

  • VA Borrowers To Receive Extension of Tax Credit by No Money Down OR/WA/CA on Oct 20, 2009

    Last week, Congress voted to extend the First Time Home Buyer Tax Credit for an additional six months for any service member that served at least 90 days overseas. This is an excellent development for our VA Guaranteed Loan clients, not only can you...

  • VA Guaranteed Home Loans Help Vets by No Money Down OR/WA/CA on Aug 25, 2009

    VA Guaranteed Home Loans are available to veterans with at least three months active, honorable, service or six years of Reserve or National Guard service. They are also available for active duty members under certain circumstances. VA does not charg...

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