Government Loans Blogs & Blog Posts
Blogs on government loans
Posting Frequency on government loans
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Latest Blog Posts on government loans
- FHA Energy Efficient Mortgage – Good Idea?? by Oregon FHA Loans on Nov 20, 2009
FHA offers a benefit to their mortgage products that most people either are not aware of, or if they are aware of it, don’t think it is a great benefit. This is the Energy Efficient Mortgage which gives you the ability to add an additional $8,000 t...
- Reverse Mortgage: Is it right for you? by Oregon FHA Loans on Nov 6, 2009
Reverse mortgages are becoming popular in America. HUD’s Federal Housing Administration (FHA) created one of the first. The Home Equity Conversion Mortgage (HECM) is FHA’s reverse mortgage program which enables you to withdraw some of the equity...
- President Signs Homebuyer Tax Credit Extension by Eugene Loan Guy on Nov 6, 2009
Today, November 6, 2009, President Obama signed a bill to extend the tax credit for first-time homebuyers (FTHBs) through June 30, 2010. The bill also opens up opportunities for others who are not buying a home for the first time. Although I have bee...
- First Time Home Buyer Tax Credit??????? by Eugene Loan Guy on Nov 2, 2009
Yes, it is still a question as to whether or not the Congress will extend the First Time Home Buyer Tax Credit. Hopefully we will know soon. Right now, we are waiting for the House to pass something and then for a conference committee to find common...
- FHA underwriting guidelines vs. Lender Overlays by Oregon FHA Loans on Nov 2, 2009
Many people may not understand the difference between an FHA underwriting guideline and a lender overlay, but I am going to try to explain it here, because there are some very interesting things happening in this arena currently. First of all, where...
- FHA Insured Loans Remain User Friendly by Oregon FHA Loans on Oct 20, 2009
FHA loans continue to be the loan of choice for anyone purchasing a home with less than 20 per cent down. Many of the mortgage insurance options previously available for home buyers no longer exist. One of the reasons this is happening has to do with...
- What Fate Awaits the First Time Home Buyer Tax Credit? by Oregon FHA Loans on Oct 9, 2009
The First Time Home Buyer Tax Credit is currently due to expire at midnight on November 30, 2009. Reports of Congress debating the merits of extending the tax credit until some time next year or expanding it to include more than just first time buyer...





